BuyerSteps to Buying a HomeVideo April 18, 2019

What are Buyer Closing Costs | When are Closing Costs Due?

What are Buyer Closing Costs | When are Closing Costs Due? (2019)

What are buyer closing costs? Who pays them?  When are closing costs due? Some people that are preparing to purchase a home may not be financially prepared.  They are completely surprised that they didn’t budget for closing costs.

So…what are closing costs? They are the various fees that buyers and sellers pay at closing of escrow. These fees can include but are not limited to; escrow fees, loan origination fees, title insurance, transfer taxes, and pre-paid homeowners insurance. They are typically around 2.5% of the sales price of the home.

Whether you’re looking to buy or sell a home, don’t be surprised at the last minute that these fees will have to be paid at the closing of your transaction. Don’t worry though, great lenders and Realtors will make sure you are fully prepared ahead of time! If you’d like a detailed list of the typical fees and how much each one of them are, please reach out anytime.

I’m Casey Serafino-Lee, your local Realtor, helping you love where you live, by understanding the buying process.



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